Liability Protection

This coverage pays those amounts for which you become legally liable due to an auto accident. This may include drivers, passengers, or pedestrians. You also receive coverage for amounts you are found liable for damage to another's property as a result of an auto accident. Coverage also pays for your legal defense costs if you are sued due to an accident/covered loss.

Medical Expenses Protection

This coverage pays reasonable medical expenses for you or members of your family if you are injured in an auto accident or as a pedestrian struck by an auto. This protection is extended to others who are injured while occupying your auto.

Uninsured Motorists Protection

This coverage provides bodily injury coverage for an accident caused by a hit-and-run driver or uninsured driver which occurs when you or your family are driving a covered auto, or while you are a pedestrian. Underinsured motorists coverage pays for damage you are legally entitled to recover from another party when that person's liability insurance is not adequate to cover your loss.

Collision Protection: This coverage protects you from loss caused by damage to your auto from collision with another object or vehicle.

Comprehensive Protection: This coverage pays for other losses to your auto. Included are damage or loss to your auto caused by fire, theft, glass breakage, falling objects, natural disasters, vandalism, and other causes of loss.

Additional Protection

You can round out your protection with these optional coverages: Towing and labor costs coverage to pay for emergency repairs and/or towing when your car breaks down. Rental reimbursement for the expense of renting a substitute vehicle when there is a covered loss to your car. Special Physical Damage Coverage authorizes the repair facility to use original manufactured parts (when available) when comprehensive and collision coverages are both carried on the same vehicle. Not available on antique, classic and/or restored vehicles.

What's the Nationwide Extra?

It's four bonus insurance coverages at no extra cost plus a premium discount! When you insure both your home and personal auto with Nationwide, you'll get the Nationwide Extra immediately.

Emergency lockout coverage pays a locksmith when you're locked out of your auto or home.

A single deductible for claims when both your auto and home are effected by the same event.

Air bag replacement pays for replacing an air bag that deploys accidentally.

Accidental death benefit in the amount of $10,000 in the event of your death resulting from an accident involving your auto.