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An important pat of your Nationwide homeowners policy is liability protection. If someone makes a claim of injury or property damage against you or your family, everything you own could be in jeopardy. Your Nationwide homeowners policy protects you in situations such as:
- claims for injury to others on or off the premises
- claims for property damage to others
- liability defense costs
- medical expenses for injuries to others
Important Extras:
No matter which Nationwide homeowners policy options you choose, these important extras are yours automatically.
- additional living expenses when a covered loss makes your home uninhabitable
- debris removal after a covered loss
- reasonable repair costs for necessary repairs to protect your property from further damage after a covered loss
- coverage for tress, shrubs, plants or lawn destroyed from a covered loss
- fire department service charge to save or protect you property after a covered loss
- coverage for forgery and counterfeit money and for unauthorized use of credit cards and fund transfer cards
Increased coverage limits for special needs
You may need extra protection for special needs beyond the coverage in your Nationwide homeowners policy. For example, you can increase your policy's standard coverage limits for the following:
- credit card and depositor's forgery
- personal property
- fine art
- jewelry, watches, furs
- money and securities
- silverware
- guns
Replacement cost options and other available coverages
You can also choose from these optional coverages and extend your protection.
- dwelling replacement cost for your home
- full replacement for your personal property
- earthquake
- additional protection for high-value items such as jewelry, silverware, sporting goods, antiques, collections, etc.
To save your even more
With Nationwide you receive top value for top quality coverage. Here's how Nationwide could help save you even more.
- protective device credit - for burglar, smoke and fire alarms
- multiple policy discount - for Nationwide homeowners policyholders whose automobiles are also insured by Nationwide
- deductible options - offering you a premium savings when a higher deductible is selected
- various other discounts available - discounts available for things such as new homes and gated communities. Ask one of our agents for details.
What's the Nationwide Extra?
It's four bonus insurance coverages at no extra cost plus a premium discount! When you insure both your home and personal auto with Nationwide, you'll get the Nationwide Extra immediately.
Emergency lockout coverage pays a locksmith when you're locked out of your auto or home.
A single deductible for claims when both your auto and home are effected by the same event.
Air bag replacement pays for replacing an air bag that deploys accidentally.
Accidental death benefit in the amount of $10,000 in the event of your death resulting from an accident involving your auto.